Employers Choice Plus

OUR MISSION is to provide affordable

and effective business solutions in the areas of Payroll, Workers' Compensation,

and HR Administration with the highest level of integrity to reduce costs and free

our customers to focus on growing their business.

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Employers Choice Plus

 

Fall 2011

 

  

 

As 3rd quarter begins, it's time to start thinking about 

next year.  Many companies look to change Payroll Companies, Workers' Compensation Administrators, or Benefit Providers around the first of the year. 

 

If you are not currently using any or all of ECP's services and are looking to switch at the beginning of the year, now is a great time to begin the process.  We provide a smooth transition from your  current provider, affordable services, as well as discounted rates for current and returning clients.

 

Please contact Janine Knue for more information.

 

 

 

ECP's New Look, New Location,  Improved Standards and Services

 

As our client and business needs continue to grow, we  have found it important to make improvements to ECP.  We have recently revised our mission statement, logo, and website as well as added new staff members to better serve our current and potential clients through more prompt attention and increased accuracy in processing. 

 

Our revised mission statement promises the most important piece of our business, INTEGRITY.  We strive

to conduct all business with the highest integrity and welcome your feedback on how we can meet this goal.  

 

With the addition of these new staff members, our walls seemed to be closing in.  On June 3rd, we relocated our offices to 7593 Tylers Place Blvd, West Chester, OH 45069. 

 

Please make note of our new address and feel free

to explore our more user friendly website, www.echoiceplus.com.

 

 

 

Workers' Compensation                                             

Each year the BWC reviews rates, programs, and polices to determine the discount and contribution that an employer must pay to the BWC.  

 

This year, reviews are still underway regarding the revision of the Break Even Factor (BEF), Maximum Discount, and Grow Ohio Initiative.  This has had a huge impact on Group Rating Quoting.  Quotes will now not be released until the BWC comes to a decision regarding any changes for the 2012-2013 rate year.  This decision is not expected until late November. 

 

If you have already recieved an invoice for  2012-2013 Group Rating, it is due by the end of February unless the BWC extends the deadline.  ECP will notify you of any applicable changes on future correspondence. 

 

Any questions, please contact Connie Matchett at 513.759.3003.

 

 

 

Professional Employer Organization (PEO)


The words Professional Employer Organization (PEO) are becoming more and more familiar in the employment world today. 

  

A PEO can be the best solution for an employer who lacks the resouces to manage administrative tasks soley in house.  By offering deeper discounts than state funded workers' compensation programs, a PEO can combine Payroll and Payroll Tax Reporting, Human Resources and Benefits Administration, and Workers' Compensation Administration to save companies time and money off of their administrative needs.  Staying compliant as laws change and evovle is no longer a concern as the PEO handles all of that for you.  In addition, ECP offers Mini Medical and Colonial Benefits Supplemental Insurance to all PEO clients.  

 

If you think ECPs PEO may be the solution for your administrative needs, contact an ECP Representative at 513.759.3151 to learn more. 

 

 

 

Payroll and Payroll Tax Reporting

 

The IRS recently launched a new program that will allow many employers to resolve past issues with worker classification by voluntarily reclassifying their workers.   

 

To be eligible, the applicant must meet the following:

 

1. Consistently have treated the workers in the past as nonemployees.

2. Have filed all required Forms 1099 for the workers the pervious three years.

3. Not currently be under audit by the IRS, the Department of Labor or a state agency concerning the classificaiton of these workers.

 

Accepted employers will pay 10% of the employment tax liability that may have been due on compensation paid to the workers for the most recent tax year, determined under the reduced rates of section 3509 of the Internal Revenue Code; will not be liable for any interest and penalites on the liability; and will not be subject to an employment tax audit with respect to the worker classificaiton of the workers for prior years.

 

To learn more, visit www.irs.gov.

 

 

 

Self-Insured TPA Services

 

Ohio Employers can become self-insured if they meet certain BWC requirements.  The benefit of becoming self-insured is the capability to be more involved in claims management, treatment, as well as reduction of payouts and risk.  Employers Choice Plus is a Third Party Administrator for both State Fund and Self-Insured Workers' Compensation.  We can assist any qualified company with becoming self-insured as well as offer solutions to those who do not qualify.  To learn more about if your company would benefit from becoming self-insured, contact Diana Owens at 513.759.3005.  

 

If you are already self-insured:  The Ohio BWC changed the C9 form in early 2011, indicating that the Physician of Record can no longer request additional conditions on a C9 form for a self-insured employer.  The self-insured employer should deny the C9 and ask the injured worker to submit a Motion (Form C086).  One of the reasons behind the new change is the BWC feels that by the filing of the Motion, the injured worker is aware that a new condition is being requested on his/her claim.  The old C9 procedure for requesting additional conditions, did not always inform the injured worker that a new condition was being requested by his/her physician of records. 

 

It is important that when a change or issue occurs that you have a TPA that can keep you informed and assist in implimenting changes and handling issues.  ECP works for you!

 

 

Quick Click Menu

Workers' Compensation

Professional Employer Organization (PEO)

Payroll and Payroll Tax Reporting

Self-Insured TPA

Unemployment Compensation

Human Resources and Benefits Administration

 

The Ohio BWC  celebrates its 100 year anniversary with a makeover. 

 

An informational pamphlet was mailed out recently with phrases like "looking back, thinking forward", and "service, simplicity, savings". What does this mean for Ohio Employers?  The BWC is now more than ever dedicated to serving Ohio's injured workers and employers with top-notch service, using thier resources in a fiscally responsible manner, and thinking more strategically to achieve the best outcomes for their customers and the state of Ohio.  This could mean a major overhauling of current systems and processes or progress measured little by little. Visit www.ohiobwc.com to learn more. ECP will also do our best to keep you posted as updates and changes occur.

 

The Ohio Department of Commerce Announces Minimum Wage Increase as of January 1, 2012 

 

On September 30, 2011, The Ohio Department of Commerce announced that the minimum wage rate for Ohio will increase as of January 1, 2012.  The new rate for non-tipped employees will rise from $7.40 to $7.70 per hour and for tipped employees from $3.70 to $3.85 per hour. 

 

This increase will only apply to Ohio employers who gross more than $283,000 annually; up from $271,000 for 2011.

 

To view the full release: Ohio Department of Commerce Release

 

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Free Quoting 

Unemployment Compensation

 

With unemployment rates still high, the benefit of proper documentation is invaluable.  In the event of a fraudulent claim, the documentation that is provided by the employer that relates to the circumstances involving termination is often the deciding factor to allow or deny the claim.  Corrective Action and Terminations should always be documented in written format and signed by the employee.  This step can save your company time and money in the event of an unemployment claim. 

 

ECP is happy to assist our current unemployment clients in reviewing their processes and documents to offer suggestions on how to prevent fraudulent claims and be prepared for if they occur.  Contact Heather Fair at 513.759.3050 or Zach Burns at 513.759.3170 for a review.  

 

 

 

Human Resources and Benefits

 

 

Outsmart Your Employees' Smart Phones

 

 Smart  phones are a "staple" in today's workplace. But smart phone are not just phones, cameras, GPS devices, and search engines -- they are also recording devices. With the increased presence of smart phones comes an increased chance that employees will record workplace conversations. Ohio, Kentucky, and Indiana, along with 35 other states have what is known as a "single consent" rule with respect to recording conversations. In other words, only one party to the conversation must consent to the recording, and ironically, the party who makes the recording can be the same party giving consent. However, this rule can generally be superseded by policy. Therefore, if you want to prohibit employees from recordings conversations at work, consider creating a policy that does so. There are a number of issues to consider when drafting such a policy.

-Site reference: Graydon Head & Ritchey LLP Legal Council Volume XV, Issue 172 August 2011 

Grayden Head & Ritchey LLP Website 

 

Feel free to contact Heather Fair at 513-759-3150 for more information on how to institute this policy.

 

 

Did you know ECP can assist with Payroll, Workers' Compensation, and Unemployment Compensation?

 

Call or email today for more information and a complimentary review

513-759-3151 - jk@echoiceplus.com